Ralph V. Estep, Jr.

President
Ask Ralph Media, Inc.

Middletown
DE
United States
Website(s): 

www.askralph.com 

www.saggioaccounting.com 

Bio

Ralph Estep Jr. is a seasoned accountant, business coach, and founder of Saggio Accounting+PLUS with more than 30 years of experience helping individuals and small business owners find financial clarity and confidence. As the driving force behind Ask Ralph Media, Ralph blends his professional expertise with a deep passion for empowering entrepreneurs, especially content creators, to turn their creative work into thriving, sustainable businesses. Known for his conversational teaching style and practical advice, Ralph hosts several popular podcasts—including Grit and Growth Business, Financially Confident Christian, and Truth Unveiled with Ralph. Through these shows, he reaches thousands of listeners each week with real-world wisdom on business strategy, money management, and purpose-driven living. A licensed accountant and holder of multiple professional designations, including Accredited Business Accountant (ABA) and Accredited Tax Preparer (ATP), Ralph combines technical precision with real-life coaching insight. He has guided countless business owners, creatives, and faith-driven entrepreneurs in mastering their finances, structuring their businesses smartly, and creating systems that actually work. Whether he’s behind the microphone or across the table from a client, Ralph’s message is the same: You don’t have to figure it all out alone. His mission is to help others grow their income, impact, and independence—without losing sight of what truly matters.

Additional Information

Location of Service: Middletown, Delaware

Credentials Or Degrees: Licensed Public Accountant, Accredited Business Accountant, Accredited Tax Preparer, MBA

Languages: English